By Agent Randy E. Hoffman(08/16/2016) Cadoi#0H51968

PURCHASE NOW gets you lower premium,pay less $ over life of policy,insurable now with good health,preferred rates now,assets protected,estate and love gift maximized,enjoy emotional and mental well-being

PURCHASE LATER gets you much higher premium, pay more $ over life of policy,risk of worse health(rating increase),risk of becoming uninusurable which means (no policy available),assets unprotected,family in unnecessary probate court,the stress and knowledge of failure of responsibility


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